KNF (Komisja Nadzoru Finansowego)
A Polish customer contracts with an authorised firm in another EU state. Absence of a Polish licence does not itself prove illegality: check home-state authorisation and relevant service notification. Absence from a warning list does not prove authorisation either.
What to verify
Identify the contracting entity and appropriate register or list. KNF publishes participant and warning information within its remit. Distinguish authorisation, notification and ordinary business registration.
Polish retail CFDs
KNF's national intervention includes particular conditions for experienced retail clients. This Polish category differs from professional status. Entity, residence, product and category determine relevant requirements.
Protection limits
Supervision does not approve a strategy's profitability. Deposit protection, investor compensation, segregation and balance protection have different purposes. For disputes, check the agreement, complaint procedure and responsible authority.
Primary source checked 11 October 2026: www.knf.gov.pl.
FAQ
Does absence from a warning list establish permission?
No. Warning lists and authorisation records answer different questions.
Is an experienced Polish retail client a professional client?
No. These are separate classifications with different conditions and protections.